A 2019 consumer survey by NFCC found that 58 percent of adults in America don’t have a budget or keep a money diary. And 71 percent deal with some type of financial worry, whether that be not having enough in savings and retirement or the financial challenge of losing a job. If you are looking for help with your finances, you could hire a personal money coach. Alternatively, you could look for free personal finance courses you can take today and that fit your needs.
Thankfully, the internet offers a host of personal finance courses that were developed with the goal of helping people manage, save, and invest their money better. This article will share some free personal finance courses you can take today.
1. Finances for Everyone: Smart Tools for Decision Making
The Finances For Everyone: Smart Tools For Decision Making course on edX is probably the most comprehensive course. It starts out by explaining how the time value of money (TVM) affects our life both long and short-term. The course gives students an in-depth understanding of how money affects the world. It then teach you how to use that new understanding as you manage your money going forward. In addition to this, you will learn about the different frameworks for decision making as you work to manage your money.
2. Personal Finance 101: Everything You Need to Know
This is a free roughly three-hour Personal Finance 101: Everything You Need To Know course on Udemy and it covers most everything you need to know about personal finance. Aside this, this course will share information about a broad range of personal finance subjects. You will learn the basics of estate planning, investing rules, and how to protect yourself from identity theft. Also, you will also learn how to navigate your money through life events such as dating, marriage, raising kids, and divorce.
3. Clever Girl Finance Free Personal Finance Courses
Clever Girl Finance has several personal finance courses on the blog. You can choose to take one or more courses such as Build A Solid Foundation, Create The Right Financial Goals, Destroy Your Debt, and more. Other courses include the Savings Challenge Bundle and Build Good Credit. The blog also features free financial worksheets and a free financial roadmap.
4. Inspired Budget’s Free Budgeting Basics
The Inspired Budget blog was started by Alison, a mom-to-be who needed to get out of a lot of debt fast in preparation for the birth of her first child. 4.5 years later, Alison and her husband had wiped out $111,000 in debt. She now shares her money management tips with others via her Free Budgeting Basics course. When you sign up for the course, you will also sign up to be on the email list for the blog and this gives you access to a wealth of other financial tips.
5. Alison’s Financial Literacy Course
This free Financial Literacy course focuses on teaching you how to manage your money well. In this course, you will learn about budgeting, insurance, debt management, retirement planning, and more. Also, you will learn how to create and manage a personalized budget.
In conclusion, everyone needs a little help with money management. If you are looking for some tips on how to get out of debt, save and invest, or create a budget there are plenty of online learning resources you can turn to. Make a commitment today to acquire the skills that will help you make the most of the money you earn.
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